Our Experience Working with United Pilots and Families
Smith Anglin Financial is proud to work side-by-side with United and former Continental pilots. Our knowledge of your United Airlines retirement benefits, including the Pilot Retirement Account Plan (PRAP), A- Plan, B-Plan, and C-Plan allows us to help you make informed decisions regarding your financial future.
What You Should Know About Your United Airlines Pilot Retirement Benefits Plan
- How to evaluate your United Airlines 401k’s investment options and their individual performance.
- How to set up and utilize the Schwab PCRA investment options.
- How to optimize your contributions to the Pilot Retirement Account Plan (PRAP) with the IRS limits.
- Understand the 17% UAL contribution.
- Determine your monthly payroll contribution % or $ rate.
- How your profit-sharing affects your United Airlines PRAP.
- How to manage your spill-over to your RHA and MBCBP.
- How to forecast your taxes on your accounts.
- How to take advantage of your In-Service Rollover Options available at 59.5 years of age.
- How to roll over defined benefit pension plans such as your UAL A-Plan (PBGC), CPRP and/or CARP.
Financial Highlights of the 2023 Contract
Follow the link below to view the financial summary.
Discover Your Financial Journey
Financial Assessment and Planning
Investment and Portfolio Management
Retirement and 401k Services
Designated Advisor Support & Superior Standard of Care
Helping Co-Pilot Your Financial Journey, No Matter Where You Are
Whether you’re nearing retirement or early in your career, we can help you better prepare for the path ahead.
I’m Nearing Retirement
I’m Early in Retirement Planning
I’m Nearing Retirement
Request Your Complimentary Retirement Plan Analysis
For pilots who are nearing retirement. We can help maximize your company-provided benefits, assess the pros and cons of each major decision as it relates to your specific circumstances, and most importantly, create a plan to accomplish what matters most to you – enjoying the retirement you have worked so hard for.
What you can expect to see in your personalized Retirement Plan Analysis:
- Retirement Cash Flow Projection
- Tax Impact Analysis
- Investment Strategy Evaluation
- Specific Scenarios for Your Situation
To get started, please complete the simple form below
I’m Early in Retirement Planning
401K AutoPilot℠ Program
For pilots who are ready to optimize their financial future. If you are a pilot with a 401k balance under $500k, our 401K Autopilot Program is the solution we’ve created to help optimize your financial future. Our team of financial experts will help you navigate the ever-changing capital markets landscape and set up a financially savvy flight plan to accomplish what matters most to you – building a more secure financial picture for all the years ahead.
To get started, please complete the simple form below
Do You Have Enough for Retirement? [2:13]
How To Supercharge Your PCRA [3:10]
How To Maximize Your PRAP [3:19]
Request Your 401k AutopilotSM Program Digital Brochure
If you are a pilot with a 401k balance under $500k, our 401K AutopilotSM Program is the solution we’ve created to help optimize your financial future. Our team of experts will help you navigate the ever-changing capital markets landscape and set up a financially savvy flight plan to accomplish what matters most to you – building a more secure financial picture for all the years ahead. To learn more, request your digital brochure today!